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Need Cash Fast? Apply for a Quick Personal Payday Loan

Get fast approval and access to funds with our quick personal loans. No hassle, no hidden fees—just easy, fast cash when you need it.

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Funeral Cover
R500 R3000


1 Installment 6 Inatallments

Estimated Installment Amount: R675.53

WARNING: Installment amounts are estimated and may differ from actual rate. Please request a quote for accurate loan repayment amounts.

Who We Are

Affordable Payday Loans Tailored For You

We understand that financial emergencies can arise unexpectedly. That’s why we offer quick and accessible payday loans designed to meet your needs. With our streamlined application process, you can expect approval within just 30 minutes after submitting all necessary documents. Additionally, we offer funeral cover to provide you and your loved ones with peace of mind during life’s most challenging moments. Our goal is to ensure you have the financial support you need when you need it most, making your experience hassle-free every step of the way.

How Does It Work ?

The Process

How Does It Work?

Applying for a payday loan with Prosper Now FS is easy. Have a look at our simple application process.

1. Select Terms

Choose your desired loan terms and amount that you can afford.

2. Required Documents

Upload the required documents; latest payslip, ID Document/Card, Bank Account, Bank Statements & Proof Of Address

3. Loan Approval

Once all documents have been approved, your loan will be processed within 30 minutes.

Apply

Apply For Your Payday Loan Now!

Required Documents

  • Latest Payslip
  • Proof Of Bank Account (Latest)
  • Proof Of Address (Latest)
  • 3 Months Bank Statement
  • Copy of your ID


You can also email or WhatsApp the required documents.

Apply On WhatsApp
  • info@prospernowloans.co.za / prospernfs@gmail.com
  • 073 652 8439

© 2024 - Prosper Now FS | All Rights Reserved

Website By Webluno

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Funeral Cover

Funeral Cover Who can get insured:
Any South African
who requires a funeral policy OR
Non South Africans with:
• A valid South African Passport
• South African Bank account

Funeral Cover Rates:

Benefit                        Premium          
R 7 500.00                  R 79.00                         
R 15 000.00                R 143.00                      
R 25 000.00                R 188.00


Funeral Policy Waiting periods:
•Natural Causes – 6 months for main member, spouse and children
• Unnatural Causes – After 1st premium was received
• Suicide – 24 months

Cancellation:
Cancelation must be done in writing by giving 30 days notice
Non-payment of the policy, after proper notification was followed and a formal cancelation letter


Funeral Policy Important terms and conditions:
• Persons must be reminded that this is a funeral plan and

  • The premium needs to be paid every month
  • Policy only covers death


Entry ages to policy:
Minimum: -18 years of age Maximum entry age and cover:
18 – 75 years for maximum cover of R 7 500.00 @ R 79.00 per month
18 – 69 years of maximum cover of R 15 00.00 @ R 143.00 per month
18 – 65 years for maximum cover of R 25 000.00 @ R 188.00 per month

The claim process for Funeral cover:
• In the event of a claim, the specified benefit will be paid to the beneficiary or the estate of the
deceased insured
• Claim must be reported to the underwriters within 12 (twelve) months of the date of the death
• Claims are submitted via Oakfields Administration Pty Ltd, the intermediary, to the underwriter
• Oakfields Administration Pty Ltd to ensure that the claim form is completed, and that all supporting
documentation are attached
• Fully completed claim form
(completed document with all supporting documentation, speeds up the payment of the claim)

– The member application form showing registered dependants (for dependant claims only)
• A certified ID copy of the deceased/insured
• A certified ID copy of the claimant/beneficiary
• A police statement, in the event of unnatural causes
• Any other documentation that might be required by the underwriter.

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